"It's 6 PM. My daughters are hungry, but I won't get paid until tomorrow. The credit shark wants 800% interest. I just need $3 for rice and milk."
— Maria, 22, working mother
Fair Credit When You Need It Most
Ultra-small credits from $2-$5 with 0% interest during pilot phase (vs 800% from credit sharks). Instant approval in seconds - no credit scoring needed. Buy now, pay later with no time limits. Money goes directly to your trusted local merchant.
Live app showing credit progression
Maria's Story
See how nano-credits change lives
😔 Before: Credit Sharks
Maria needs $3 for rice and milk for her daughters' dinner.
She goes to a credit shark who charges 800% interest - that's $0.60 extra for just one day!
The debt keeps growing. The cycle never ends.
💔 Trapped in debt, constant worry
😊 After: Nano-Credits
Maria opens our app and requests $3 in seconds.
Money goes directly to her trusted local store. She gets the food immediately.
Pay back when she can - no pressure, no time limits.
✨ Freedom, dignity, and hope
The Difference
💳 Buy now, pay later - with dignity and no pressure
See It In Action
Real app screenshots from our live system
1. Request Loan
Select merchant, enter amount ($0.25-$5). World ID verified users get instant approval.
2. Instant Payment
Money goes directly to merchant via USDC. Zero collection risk, prevents cash misuse.
3. Repay & Grow
Simple repayment increases credit limit. Build from $2 → $3 → $4 → $5.
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Whether you're an investor, partner, or want to learn more about our mission.