The Crisis We're Solving
2.5 billion people worldwide pay 300-800% interest because they have no other choice. Piloted in the Philippines. Launching in Argentina.
Maria, 22
"I just need $3 for my daughters' dinner, but the loan shark charges $0.60 per day."
Carlos, 32 (Argentina)
"Living in Villa 31, I need $4 for groceries but traditional banks won't serve my neighborhood."
James, 35
"My child needs medicine that costs $4, but I'm excluded from all credit."
Market Size & Impact
Massive underserved market with clear opportunity for disruption
Cash loans fail
Giving cash leads to misuse and high defaults. Informal lenders charge 800%+ with no path out.
Traditional KYC doesn't scale
$50/user verification cost makes sub-$25 loans unprofitable. Banks won't serve informal settlements.
Our model
Money goes directly to the merchant. World ID replaces KYC — a one-time iris scan at zero cost. Borrowers build a credit history from $2 upward.
800% vs 50% — See the Real Numbers
The difference isn't just a statistic. Calculate exactly how much predatory lending costs you every year.
What Do You Actually Pay Per Year?
Adjust the sliders to see your real annual interest cost
Based on 800% (credit shark) vs 50% (NanoCredit) annual interest rate
Where We Operate
Proof-of-concept in Southeast Asia — now scaling in Latin America
🇵🇭 Philippines
Proof-of-concept completed — September 2025
✅ Model validated · Regulatory review ongoingMarket Conditions
- • 1.3M sari-sari stores (corner shops)
- • 34.3M unbanked adults
- • High mobile penetration (77%+)
- • "Utang" culture (debt is normal)
- • "We make five, pay six" acceptance
Strategic Advantages
- • English-speaking population
- • Strong remittance economy (crypto-ready)
- • Government support for financial inclusion
- • Strategic diplomatic partnerships
- • Strong financial partnerships and VC network
🇦🇷 Argentina
Primary market — leading crypto adoption with established Worldcoin infrastructure
🚀 Primary Launch MarketMarket Conditions
- • 47.6M population, 3rd largest economy in LATAM
- • 1.2M people in villas miseria (slums) in Buenos Aires
- • 19.8% crypto adoption (highest in LATAM)
- • 31.7% poverty rate creating demand for micro-credit
- • $91B in crypto transactions (2023-2024)
Worldcoin Infrastructure
- • 24 active Orb locations across major cities
- • 500,000+ verified users (1% of population)
- • 1M+ monthly active World App users
- • Plans for 50+ additional locations
- • Supportive regulatory environment
Institutional Backing
Supported by leading institutions and successfully deployed
German Government Support
Mercator Fellowship with official government letter of recommendation
World Chain Grant
Successfully deployed on World Chain Mainnet
Strategic Partnerships
High-level diplomatic and institutional advisory support